Garnishments

What is a Garnishment?

A wage garnishment is a legal procedure through which a portion of an employee's wages are required to be withheld by the employer for the payment of a debt incurred by the employee. Garnishments can be for IRS, state, or county taxes as well as child support, education loans and bankruptcy.

Consumer Credit Protection Act

Title III of the Consumer Credit Protection Act limits the amount of an employee's earnings that may be garnished and protects the employee from being fired if pay is garnished for only one debt. For furher explanation, please refer to the US Dept of Labor Fact Sheet #30 regarding garnishment law.

Explanation of Garnishment Abbreviation on Pay Stub
Abbreviation Full Title
ChildSp1 Child Support - North Carolina
ChildSp2 Child Support (other state)
IRS Levy Internal Revenue Service Levy
NCDOR NC Dept of Revenue Garnishment
NCCnty NC County Garnishment
EduGar Education Garnishment
BkrptGar Bankruptcy Garnishment